the informed investor

ICC conducts research to help clients and friends of the firm enhance their financial knowledge and perspective. In our blog, The Informed Investor, we present timely commentary on relevant investment, political, and economic trends and events. We offer our insights and analysis so that we can all make more proactive decisions.

Federal Reserve Rate Cuts: Impact on the Economy and Financial Markets

Randy Garcia, Founder, ICC

July 2, 2019

In recent weeks, you have likely heard increased discussion in the media and financial news about the Federal Reserve cutting interest rates in the near future. What are the immediate and longer-term implications? The Federal Reserve was originally created with a dual mandate to “promote effectively the goals of maximum employment, stable prices, and moderate long-term interest rates.” In other…

Trade, Tariffs, and the Market: What to Do When The Market Swings

Brett Myer, Vice President of Investments and Research, ICC

May 17, 2019

In recent weeks, the increase of unpredictability in the U.S. stock market has become a constant concern for investors. The hardest hit stocks have been those of companies who do business that requires importing from or exporting to China. Investors are aware of the prevailing cause–turmoil surrounding trade talks and additional tariffs between the U.S. and China. But what we…

Quarterly Insights: Q1 2019

Randy Garcia, Founder, ICC

April 10, 2019

Stocks and bonds seldom rise together. Fortunately, 2019 is proving to be an exception along with many other investment, economic, and political precedents in recent years.  Global financial markets have fully recovered from their modest declines in 2018, leading the way to even further gains. The first quarter was the best start in 21 years for U.S. stocks. The past…

How to Plan for Your Best Financial Future

Michelle Konstantarakis, Vice President, ICC

March 9, 2019

In recent years, the media has been less than optimistic about our financial future. Across all mediums, the reports and statistics point to the difficulties of saving, investing, spending, and planning for you and your family’s future. Even for those who are meticulous investors or those with higher incomes, preparing for the future can often seem like an impossible task.…

Alternative Investments: An Atypical Guide to Investment Diversification

Brett Myer, Vice President of Investments and Research, ICC

February 4, 2019

Whether you’re a seasoned investor or just getting started, the most common advice you may have heard is the importance of a diversified investment portfolio. This means investing your money in various types of assets and financial markets, both domestic and international, to help ensure that your funds are not solely dependent on one country’s economy or a certain business…

Financial Planning vs. Wealth Management

Michelle Konstantarakis, Vice President, ICC

December 14, 2018

What does it mean to manage one’s wealth (or assets) versus financial planning? Some might think the two are synonymous and approach their wealth management and financial planning similarly. While the differences between the two are nuanced, knowing the distinction is important for any investor. When we talk about wealth management, we’re referring to how to structure, monitor, measure, and…